Ops-Normal.org

Ex-A, a new series, The Serpent, has seen demand for 70s fashions, wide lapels etc surge so indeed he will be well ahead of the herd.

Took the Mem all the way to the bank in Louth, arrived at 1406 to find it shuts at 1400 on a Monday!! Pays to check I suppose...

Banker's Hours


Does anyone still keep ‘banker’s hours’?

By Claes Bell Claes Bell's Twitter profile
Feb. 1, 2016

For many, the phrase “banker’s hours” probably conjures up visions of harried workers rushing to deposit their paychecks before the tellers close their windows, or rushing to a bank during a lunch hour to try to resolve some problem because they can never get there otherwise.


With many Americans expected to answer work emails around the clock, and a work culture so frenetic that some retailers are practically canonized for giving workers Thanksgiving off, are banker’s hours still a thing?

Banker’s hours long gone
If you’re going by the historic meaning — opening around 10 a.m. and closing up shop between 3 p.m. and 4 p.m. — “bankers’ hours,” like decent-sized seats in coach, are long gone. You can see the last vestiges in places like the New York Stock Exchange, which operates from 9:30 a.m. to 4 p.m.

The minimum hours you can expect to see at a bank these days are generally 9 a.m. to 5 p.m., 5 days a week, but many banks are open longer.

In a recent survey by J.D. Power and Associates, bank customers were asked what hours their primary bank branch keeps; 70% said their bank stays open longer than 9 to 5 on weekdays, and 75% said their primary branch is open on Saturdays.

“A number of banks have extended their traditional branch hours and have opened in-store branches with even more flexible hours in places like supermarkets so people can bank where and when it’s convenient for them,” says Mike Townsend, a spokesman for the American Bankers Association.

Plenty of banks still do 9 to 5
Still, a substantial number of banks have held on to 9-to-5 hours at traditional branches. There are 2 big reasons for this, says Terence Roche, a partner at Cornerstone Advisors, a financial services consulting firm:

Extending bank hours is expensive.
In many cases, longer hours probably don’t generate additional transactions compared to standard hours.
“People who still bank in branches are used to the hours,” and not really clamoring for change, he says.


Another factor: The people who habitually use branches are probably more concerned about the location of branches than how long they’re open, Roche says.

“Where you’ve really seen an expansion is call center and online support,” Roche says, including through social media channels such as Twitter and through online chats on their websites.

Through a combination of hiring more staff and contracting with outside customer service providers, many banks have rapidly expanded the hours you can reach someone remotely, even as their in-branch hours have stayed steady.

So if you’re willing to call, chat or tweet at a bank customer service rep, rather than talk to them face-to-face, there’s a good chance you can reach a real person long past when a traditional bank would be done for the day.

Hours depend on focus
Banks that depend heavily on consumer banking are particularly likely to extend their hours in order to attract and keep customers who like to bank at a branch but can’t make it between 9 and 5, says Roche. Those that specialize in catering to businesses? Not so much.

“The bigger the retail focus, the more you expand hours,” Roche says. “Commercial customers don’t need that.”

One thing to note: The transactions you make during a branch’s extended hours may not post the same day.

“Cutoff times are required to be published in a bank’s deposit agreement. Though cutoff times and branch hours could be the same, they aren’t required to be and may vary bank to bank,” says Dave Pommerehn, vice president and senior counsel at the Consumer Bankers Association. “If consumers are not familiar with their bank’s specific policy, be sure to contact your bank.”

Pre - Covid the bank branches located in many grocery stores here stayed open til 7 PM weekdays and, I think 5 on Saturdays.
Almost all grocery store branches were shut down months ago, some not even leaving an ATM.
Branches that are open are 9-5 and 6 on Fridays.

PP

Ex-Ascot wrote: ↑

Mon Feb 22, 2021 5:44 am

Magnus how are you at fixing drawers (not wimins). I have spent years trying to fix one in the kitchen. A professional 'fixer' has had two bashes. Tiz stuck again.

I sometimes have to work on MrsP's drawers (Ahem). They have metal slides, and removing the drawer from the slides is easy. I clean the tracks and wheels with a cotton bud soaked in any silicone-based furniture polish (Mister Sheen here). Some of our console tables are wood-on-wood slides, and a rub with a stub of spent candle helps. Is the kitchen one soft-close? They generally just get a bit gummed-up with crumbs/grease/flour &c & a bit of a clean helps.

Ex-A, are the drawers on runners?

If they are check the runner screws are fully home.

Louth is a small country town and we had to deposit a couple of cheques which is unusual for us, if we had gone to our larger local town it would have been open but even so we would have been able to deposit the cheques via a machine in the outside wall which the small branch doesn't have.

Certain banks like Barclays allow for online cheque deposit.

https://www.barclays.co.uk/ways-to-bank ... -a-cheque/

Wouldn't be surprised if we could that if we were as smart as our phones!!

Still raining, but now with fog.

Morning all

Just 6c and clear blue sky. 16c said to be possible later.


The boar have been up to the edge of the urbanisation last night.

Ibbie wrote: ↑

Tue Feb 23, 2021 7:40 am

The boar have been up to the edge of the urbanisation last night.

Where I live, there are many urban bores.

Here is a chap who is not boring. A friend of my sister's in a howling crosswind!




Happily not as windy here. Unhappily not in a Pilatus PC-6 Turbo Porter.

I wasn't sure whether he was going for the long runway or short

Pontius Navigator wrote: ↑

Tue Feb 23, 2021 8:26 am

I wasn't sure whether he was going for the long runway or short

I suspect with a full X-wind on that day he might have been able to land across the runway. Howling Mistral.

TGG. Irish runway, 6,000 feet wide.

Haha, there's peeps about.
Good morning to you all.
CAVOK 8°C 160° 15kts.
No rain predicted and a high of 13°C.

Went to a fly-in at Bruntingthorpe once and as I was holding to get onto the runway to return home
I was pretty sure I could have taken off across the runway in my little C150.

Bruntingthorpe has the honour of being the airfield of the very last Handley Page Victor flight.

See Accidents and Incidents in the link below :-

https://en.wikipedia.org/wiki/Bruntingthorpe_Aerodrome

Pontius Navigator wrote: ↑

Tue Feb 23, 2021 8:26 am

I wasn't sure whether he was going for the long runway or short

But if he was planning to fly to Kerry I wouldn't advise to him to start from where he is starting?



3 Hours of the Hobgoblin's finest... enough to slake the thirst of the most demanding bitter man.

handsfree wrote: ↑

Tue Feb 23, 2021 8:46 am

Haha, there's peeps about.
Good morning to you all.
CAVOK 8°C 160° 15kts.
No rain predicted and a high of 13°C.

Went to a fly-in at Bruntingthorpe once and as I was holding to get onto the runway to return home
I was pretty sure I could have taken off across the runway in my little C150.

Bruntingthorpe has the honour of being the airfield of the very last Handley Page Victor flight.

See Accidents and Incidents in the link below :-

https://en.wikipedia.org/wiki/Bruntingthorpe_Aerodrome

Ref. the Handley Page Victor, I think it was most remiss of him not to elect to take off and and complete a circuit. Accidental take off, hah, hah!

TGG, I was able to use that phrase in all honesty once. I was stopped in Lincolnshire's second largest town and major port and asked how to get to Lincoln.

A glance at a road map will show only B roads.

TGG, nice music but the visuals a bit boring

Morning all,
10˚c at dawn getting up to 15˚c now the guess is the same 18˚c
cloudless and million mile visibility.

A provisions day, dunno what the afternoon will bring.

Looks like the travel restrictions will be eased in May at the earliest. We so want to return for a look round various locations.
We don't want to die in Spain.