Legal Insurance
Posted: Tue Apr 02, 2024 8:12 am
We are being offered legal insurance cover as an extra every time we take out a car or house policy (and for all I know boat, aircraft, or anything else). I have always refused these but in our ever-increasingly litigous society I am wondering if these might be a worthwhile precaution.
So - has anybody had cause to use one of these - i.e. make a claim? Do the insurers refuse the claim by taking the position that everything is somehow excluded by a small print clause, do they just give you some small amount for you to pay a legal person, or are they a real help?
So - has anybody had cause to use one of these - i.e. make a claim? Do the insurers refuse the claim by taking the position that everything is somehow excluded by a small print clause, do they just give you some small amount for you to pay a legal person, or are they a real help?